If you are like me, you have Bipolar Disorder, or you know someone who does. I have had allot of trouble managing money in the past. But, I am handling things very diffeently now, and have been for nearly five years.. I thought I would share with you what I have done.
My budget had to be easy, and it had to be logical. I also needed to keep everything in one place. My bills were scattered all over the house, and I had no idea where they were.
I found that I had to be very careful of credit cards and checking accounts. Several years ago, I ended up in jail because I bounced two checks and couldn't pay for them.
My best suggestion of the day is this, if you are really having a hard time, throw out your credit cards and your check book. Go on a cash only basis. If there is a major problem handling your bills, contact Consumer Credit Counseling at www.cccssouthwest.org
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